All studies from Fin.Connect
The scientific results of the German Economic Institute and guest contributions of our project partners in the following formats: Fin.Connect.Compact, Fin.Connect.Info, Fin.Connect.Positions, Fin.Connect.Basics, and Fin.Connect.Blog.
21 results
Banks' equity as a bottleneck factor for financing the transformation?
To transform the economy, companies need to finance huge volumes of investment. As the majority of them are not active on the capital market but are financed by bank loans, there is a high demand for credit from banks. The brief study analyses the resulting capital requirements of banks for…
Subsidies as part of transformation financing
This practical information provides an overview of what companies should know about public subsidies in order to be able to use them for their investments in climate neutrality and digitalisation. The article provides practical recommendations for companies. This includes the recommendation to…
How high are the investment requirements for the climate-neutral and digital transformation in NRW?
At least 100 billion euros must be invested annually in North Rhine-Westphalia (NRW) to finance climate-neutral and digital transformation. This is the result of this meta-analysis of existing studies on the need for investment in climate neutrality and the need for investment in digitalization. In…
What does the Sustainable Finance Disclosure Regulation (SFDR) require?
What is the Sustainable Finance Disclosure Regulation (SFDR)? In 2019, the European Union created a new transparency framework, the Sustainable Finance Disclosure Regulation (SFDR) or EU Disclosure Regulation. The regulation specifies how financial market participants must disclose sustainability…
What does the Corporate Sustainability Reporting Directive (CSRD) require?
What is the Corporate Sustainability Reporting Directive (CSRD)? Since the beginning of 2023, the EU has had a new directive on sustainability reporting, the Corporate Sustainability Reporting Directive (CSRD). It is a further development of the previous Non-Financial Reporting Directive (NFRD).…
What does the EU taxonomy mean for SMEs?
What is the EU-taxonomy? The classification of sustainable economic activities (EU taxonomy) is intended to strengthen the financing of sustainable growth in the European Union (EU). The legal basis is the Taxonomy Regulation of the European Parliament and Council, which came into force on July 12,…
Transformation Financing from the Perspective of Financial Supervision
Transformation financing is also a major topic for the financial supervisory authorities. The financial supervisory authorities are not pushing the topic of sustainability independently. However, they must increasingly integrate it into their supervisory work. This is because there is a need for…
The Energy Dependency of Bank Loans
The energy dependency of bank loans is currently a highly relevant issue, not only because of climate protection policy, but also for security of supply. A number of banks are threatening to withdraw from loan commitments in the course of the transformation unless they are climate-neutral. For this…
Need for Investment: Important Field of Action for the Energy Transition
The energy transition requires investment in almost all sectors. The EMI estimates the corresponding investment requirements for selected sectors in a plan scenario up to 2030 and discusses possible implications. 240 billion euros - this could be the annual investment requirement for the energy…
The challenge of measuring financed CO₂ emissions
The measurement of financed CO₂ emissions at banks and investment companies has become increasingly important and makes it possible to record the climate-neutral transformation in the financial sector. International standards are already quite advanced, but have so far only been applied by a few…